Guardian TitleLLC

GUARDIAN TITLE, LLC

Guardian Title, LLC values transparency regarding settlement fees, title service charges, escrow processing costs, and refund procedures. Please review this policy carefully before engaging our services.

1. Title & Settlement Service Payments

Payments for title insurance, escrow coordination, settlement processing, and closing services are governed by transaction agreements and applicable regulations. All fees will be disclosed in your closing disclosure prior to settlement.

2. Refund Eligibility

Refund eligibility may vary depending on:

  • Transaction status
  • Title examination progress
  • Underwriting review
  • Escrow activity
  • Incurred administrative costs
  • Cancellation timing

3. Transaction Cancellations

Customers requesting transaction cancellations may remain responsible for:

  • Title search fees
  • Document preparation costs
  • Administrative processing expenses
  • Underwriting charges already incurred

4. Partial or Pro-Rated Refunds

Where applicable, partial or pro-rated refunds may be issued based on completed work and incurred operational costs at the time of cancellation.

5. Non-Refundable Fees

Certain administrative fees, filing charges, underwriting expenses, courier costs, and settlement processing fees may be non-refundable where permitted by applicable law.

6. Refund Processing

Approved refunds may require several business days to process depending on financial institutions, escrow processing timelines, and payment providers involved in the transaction.

7. Billing Questions

Customers should contact our office promptly regarding billing concerns or disputed charges. We are committed to resolving all billing questions in a fair and timely manner.

8. No Guarantee of Refunds

Refund approvals remain subject to transaction status, contractual obligations, completed services, underwriting reviews, and applicable Mississippi laws and regulations.

9. Contact Information

GUARDIAN TITLE, LLC

6080 Getwell Road, Suite 300

Southaven, MS 38672

Phone: (662) 548-6246

Email: director@guardian-t.com